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KIAC Insurance Agency Blog: home insurance

View the latest blog posts from KIAC Insurance Agency.

Did you know that your homeowner and commercial insurance policy may not cover dry rot damage? Your home and/or business building can be affected by dry rot damage without you realizing, until it is too late. This issue only worsens when your insurance policy denies you the coverage you need. READ MORE >>

Have you ever wondered what insurance companies KIAC Insurance affiliates with? As a company of California insurance brokers, we represent the most popular insurance companies such as Mercury, Travelers, Progressive, Anthem Blue Cross, and more. READ MORE >>

We are halfway through October and it is quite possibly the scariest month of the year. Haunted houses and gory decorations are everywhere now and it's beginning to give us here at KIAC Insurance the chills! Although ghosts, goblins and zombies may make us all squirm, your insurance coverage shouldn't. READ MORE >>

Upon purchasing a new home, investing in home insurance is a priority. But, with so many options, which coverage will fit your needs? Let's review what a normal homeowners insurance policy covers: * Your personal belongings inside the house * Basic liability coverage * The actual structure of the home READ MORE >>

When you leave your home in the morning, do you lock all of your doors, secure your windows and double-check them? So often it is easy to forget to lock each of your doors and windows as your ten minutes late, coffee swishing in hand and running out the door. READ MORE >>

After a disaster hits close to home, the last thing you need is a dishonest contractor. People can take advantage of you by over charging or charging for fees and services you did not need in the first place.   It is best to employee people you have previously worked with or have references from. READ MORE >>

Summer is here! The weather is warm and the sun is out. It's time to start enjoying those fun summer cool off activities. Before diving head first into the pool, make sure your pool and surrounding area is safe for both yourself, children and animals. Swimming pool accidents occur each summer, some even fatal. READ MORE >>

It is almost Memorial Day! Have you checked to see if your home is fully covered? Memorial Day is filled with great company, good music and even better food. If you are hosting a Memorial Day BBQ, make sure your homeowners policy is up-to-date. With all of the charcoal and fire burning near your home, you want to be extra careful nothing bad happens. READ MORE >>

Were you or someone you know affected by the Camarillo Wildfires? Here are some tips to help you deal with the after-math of a fire. 1. Call Your Insurance Company (KIAC) Call your insurance company immediately. File your claim. Report what has happened and the damages, if the full extent is known. READ MORE >>

There are more than 132 million housing units in the United States, more than 80 million of which are detached, single-family homes, and roughly one-in-four of those homes were built prior to the 1970s. (U.S. Census Bureau)  In 2011, homeowners insurance accounted for 14. READ MORE >>

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Kipper Insurance Agency of California, Nevada & Arizona
Carlsbad, CA 92009
Phone: 760-471-2200
Fax: 760-856-4071
License#: 0E67716

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