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KIAC Insurance Agency Blog: auto insurance

View the latest blog posts from KIAC Insurance Agency.

Did you file a “SR-1” report after your recent car accident? A SR-1 is a report you are required to fill out after you have been involved in a car accident. Whether or not the accident was your fault, it is mandatory to submit a SR-1 to your local DMV if the property damage was over $750, either parties were injured, or killed. READ MORE >>

Prices are continually fluctuating up and down for goods and services. With a majority of prices on the rise, including gas prices, one might think of any and all ways they can cut back. One popular method is insurance, car insurance. When looking for a new vehicle to purchase, you have basic standards you desire and then some. READ MORE >>

You clocked in, prepared your vehicle and are ready for a full day's work out on the field. As you are driving to your location a car cuts in front of you, forcing you to slam into their backend. Now what? If you or your business has commercial auto insurance, you're protected. READ MORE >>

Ever wonder what affects your auto insurance policy? You pay close attention as you drive, avoid as many accidents as possible, perform regular maintenance on your vehicle, and pay your bill on time, but why is your policy still so high? Several factors make up your final policy rate, not just your driving record. READ MORE >>

Did you know that you might have to report your car accident to the DMV? Most people forget this step because they are unaware of it. You have to report the accident to the DMV if there was property damage of more than $750, or an injury or death occurred. READ MORE >>

Road rage happens, but don't let it happen to you. Have you ever caught yourself tailgating the vehicle in front of you? What about honking your horn in a repetitive fashion, trying to annoy the vehicles around you? Road rage is a dangerous problem Americans face while on the road. READ MORE >>

Car accidents are not fun. It doesn't matter if your car was totaled or there is a brand new ding on your brand new bumper, car accidents are never the best situations to be in. If you find yourself involved in a car accident, make sure to report it to your insurance immediately. READ MORE >>

Here are a few tips on how to drive safely this weekend for both the excited teenagers and their worried parents. 1. Don't drink and drive. It's not worth it! If you think the driver has been drinking, don't get in the car, no matter how "fine" they think they are. 2. Wear your seatbelt. READ MORE >>

Were you or someone you know affected by the Camarillo Wildfires? Here are some tips to help you deal with the after-math of a fire. 1. Call Your Insurance Company (KIAC) Call your insurance company immediately. File your claim. Report what has happened and the damages, if the full extent is known. READ MORE >>

There are more than 132 million housing units in the United States, more than 80 million of which are detached, single-family homes, and roughly one-in-four of those homes were built prior to the 1970s. (U.S. Census Bureau)  In 2011, homeowners insurance accounted for 14. READ MORE >>

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Kipper Insurance Agency of California, Nevada & Arizona
Carlsbad, CA 92009
Phone: 760-471-2200
Fax: 760-856-4071
License#: 0E67716

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