About Us


Bob Kipper, Founder and CEO of Kipper Insurance Agency
Bob specializes in commercial lines business insurance.  He served in the US Air Force and is a Vietnam veteran. He graduated in 1977 from San Diego State University with a Bachelors degree in business management and minored in education, as well as receiving his teaching credential. While a product manager / contracts negotiator for NCR Corporation and National Semiconductor Corporation he also taught college. In 1987 he established Kipper Insurance Agency known today as KIAC Inc., dba: KIAC Insurance Agency.  KIAC stands for Kipper Insurance Agency of California. KIAC Inc. is licensed in California and Nevada. Bob is President / CEO of the corporation.  Bob is also vice president of the Honorary Deputy Sheriffs Association (HDSA) which helps support the San Diego County Sheriffs.







Harriet Kipper, Vice President of Kipper Insurance Agency
 Harriet specializes in personal lines and is a retired RN
who enjoyed working 32 years for Scripps Memorial Hospital in La Jolla. She has been a licensed insurance agent since 2004 handling personal lines which includes auto, home and health. Harriet’s professional journey went from providing nursing care to providing insurance protection. Both professions puts the individual as her number one primary concern.  









Chad Kipper
Chad brings with him a Master of Sciences degree in Business Management Information Systems as well as a Bachelor of Science in Business Management information Systems. His background, expertise and experience as a professional in Business Development and Business Analyst through technology brings his skills to KIAC. KIAC recognizes and benefits from his knowledge and abilities in maintaining a smooth business operation.  







Chad brings with him a Master of Sciences degree in Business Management Information Systems as well as a Bachelor of Science in Business Management information Systems.  His background, expertise and experience as a professional in Business Development and Business Analyst through technology brings his skills to KIAC.  KIAC recognizes and benefits from his knowledge and abilities in maintaining a smooth business operation.  
Chad brings with him a Master of Sciences degree in Business Management Information Systems as well as a Bachelor of Science in Business Management information Systems.  His background, expertise and experience as a professional in Business Development and Business Analyst through technology brings his skills to KIAC.  KIAC recognizes and benefits from his knowledge and abilities in maintaining a smooth business operation.  
Chad brings with him a Master of Sciences degree in Business Management Information Systems as well as a Bachelor of Science in Business Management information Systems.  His background, expertise and experience as a professional in Business Development and Business Analyst through technology brings his skills to KIAC.  KIAC recognizes and benefits from his knowledge and abilities in maintaining a smooth business operation.  
Chad brings with him a Master of Sciences degree in Business Management Information Systems as well as a Bachelor of Science in Business Management information Systems.  His background, expertise and experience as a professional in Business Development and Business Analyst through technology brings his skills to KIAC.  KIAC recognizes and benefits from his knowledge and abilities in maintaining a smooth business operation.  
Chad brings with him a Master of Sciences degree in Business Management Information Systems as well as a Bachelor of Science in Business Management information Systems.  His background, expertise and experience as a professional in Business Development and Business Analyst through technology brings his skills to KIAC.  KIAC recognizes and benefits from his knowledge and abilities in maintaining a smooth business operation.  

Connect with us

Social Social

Check us out

Kipper Insurance Agency of California, Nevada & Arizona
Carlsbad, CA 92009
Phone: 760-471-2200
Fax: 760-856-4071
License#: 0E67716

Fill out the form below to get started with an insurance quote